Safestor® Tenant Insurance
Why should I get Safestor insurance?
Insurance is there to cover life’s unexpected events.
Unforeseen and unexpected losses can happen as the result of natural disasters, weather, fire, and other events beyond anyone’s control. Insuring your stored goods for such losses is your responsibility.
Armor Storage is not responsible and does not insure your stored possessions. For that reason, we offer Safestor: an inexpensive, optional insurance plan tailor made to safeguard your stored goods.
Select your coverage when you complete a reservation or move-in request. Your coverage selection will be added to your monthly payment.
If it’s worth STORING, it’s worth PROTECTING!
Protecting your goods in storage is your responsibility. Make sure you’re protected. Most homeowners and renters insurance policies do not cover damage to personal property stored at a self-storage facility.
Safestor covers:
Safestor FAQs
General Questions
What kinds of property are not covered?
Property that is not covered includes: financial records, currency, deeds, securities, stamps, jewelry, watches, precious stones, furs or garments trimmed with fur, works of art or antiques, motorized vehicles of any type, whether licensed for road use or not, such as motor scooters, ATVs, or motorcycles.
When can I expect to receive my policy?
At the time of rental.
What should I do if I have a claim?
Contact our claims office at 800-528-7134. A claims adjuster will personally handle your claim. Claim payment is based on today’s value of your belongings.
Is there a deductible?
No.
Coverage
What does SafeStor cost?
The cost of SafeStor depends upon the amount of coverage you desire.
We offer 4 coverage limits:
|
Coverage |
Monthly Premium |
|
$1,000 |
$8.95 per month |
|
$5,000 |
$11.95 per month |
|
$10,000 |
$21.95 per month |
|
$20,000 |
$40.95 per month |
This means that for as little as .29 cents a day you can have the peace of mind that your stored goods are protected. Safestor Insurance is the best insurance product of its kind in the market today.
When does my coverage begin?
At the time of rental and payment
Are my stored possessions covered by my homeowner/renter policy?
Many homeowner/renter policies provide only limited coverage for possessions stored away from the insured location. You should contact your insurance agent or carrier for more specific details on your coverage.
We do not offer advice on coverage for your goods. Please consult your insurance agent on your current insurance policy to confirm that your stored items are in fact insurance.
What’s covered by SafeStor insurance?
Safestor covers you in case of loss or damage to your stored goods from fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water, vermin and burglary. Also, there must be visible signs of forced entry and a police report must be filed. Furthermore, there is no coverage for loss caused by or resulting from war, flood (or surface water).
What if I remove my goods before my coverage ends?
Notify us in writing that you want to cancel. We will gladly remit a refund for all full policy months not used.
How much of my loss can I recover?
You can recover today’s value of your stored belongings, (original cost minus depreciation), up to the amount of insurance you purchased.
How to Make a Claim
- Call this number IMMEDIATELY before you leave the property (800) 528-7134
- Please make sure you take pictures of all affected goods – both close up and showing the items in the open door with the unit number visible.
- Make sure to get pictures of the possible source of the damage – Ceilings, walls, floors, etc.
- Click Here to start the Claims process online
- The single most common reason for a claim not to be paid is lack of communication from the insured to the insurance company resulting in missing pictures that the insured has been asked to send to the insurance company.
- Please help us process and pay all allowable claims as quickly as possible.